Have money in the bank when you need it.

CFO Advisory, compliance, controller, and bookkeeping for construction companies doing $10M+ a year.

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Shmulie & Mushky Munitz, co-founders of Munitz & Co., discussing financial intelligence services over coffee, helping businesses make data-driven decisions for growth and success.
Stressed construction owner at the job site worried about cash flow.
01
The Real Problem

Projects are growing but you're still struggling for cash?

Cash Flow Mess

“My cash flow is a mess. I'm operating week-to-week on a bank account that keeps dropping to just a few thousand dollars.”

Profit Shock

“I saw this project as a huge win. Now I don’t even know if we’re making money on it.”

CO Nightmare

“I’m constantly juggling change orders. It is a spreadsheet nightmare just to get half-accurate job cost reports."

Billing Delays

“I’m stuck waiting for money while the material bills are already due.”

Construction owner trying to solve cash flow, change orders, and job costing reports.

You've already tried...

Finance & Project Management Software

Data scattered in too many places and not matching up

Using funds from other projects

Violates loan terms, and only makes the problem snowball

Another loan to “get us over this hump”

Shoves the real issue under the rug, and this well eventurally dries

Custom software

Expensive, time-consuming, and completely unnecessary

Accountant, in-house AR/AP

Can’t connect all the dots, no one is taking full ownership of financial operations

Happy contractor feeling confident about his finances.
02
What We Do

Complete Financial Ownership for Construction

Diagnostics: Identify the root of cash flow problems
Systems & maintenance: Set up & implement the systems and controls you need
Strategy: Guide your business using past numbers to shape the future.
03
Service

Our Services

GC managing his construction compliance to make sure he is lowering risk

Compliance

✔ Stay compliant and avoid penalties

Compliance

Stay compliant with smooth sub onboarding, up-to-date documents, lien waivers, and reports ready for tax, banks, and insurance.


Learn More →
Happy bookkeeper giving financial clarity to construction companies.

Bookkeeping

✔ Know where your money is going

Bookkeeping

Keep your books accurate and up to date each month, with clean reconciliations and clear project profitability.


Learn More →
Financial controller setting spending limits for construction company

Controller

✔ Prevent fraud, waste, & abuse

Controller

Put simple, clear rules around spending, approvals, and cash, so your business stays protected and on track.


Learn More →
Mini construction vehicle models next to piles of coins and $100 bills.

Cash Planning

✔ Have cash in the bank when you need it

Cash Planning

Proactively plan, predict, and manage cash flow so that you always have money in the bank when you need it.


Learn More →
Happy GC feeling confident about his business decisions.

CFO Advisory

✔ Make smarter business decisions

CFO Advisory

Make proactive financial decisions with monthly reviews, long-term planning, and expert guidance whenever you need it.


Learn More →
GC managing his construction compliance to make sure he is lowering risk

Compliance

Stay compliant and avoid penalties

Stay compliant with smooth sub onboarding, up-to-date documents, lien waivers, and reports ready for tax, banks, and insurance.

Learn More →
Happy bookkeeper giving financial clarity to construction companies.

Bookkeeping

Know where your money is going

Keep your books accurate and up to date each month, with clean reconciliations and clear project profitability.

Learn More →
Financial controller setting spending limits for construction company

Controller

Prevent fraud, waste, & abuse

Put simple, clear rules around spending, approvals, and cash so your business stays protected and on track.

Learn More →
Mini construction vehicle models next to piles of coins and $100 bills.

Cash Planning

Have cash in the bank when you need it

Proactively plan, predict, and manage cash flow so you always have money in the bank when you need it.

Learn More →
Happy GC feeling confident about his business decisions.

CFO Advisory

Make smarter business decisions

Make better financial decisions with monthly reviews, long-term planning, and expert guidance whenever you need it.

Learn More →
Find your weakest financial link →
04
How

Proactive. Simple. Forward-Thinking.

Manage cash flow proactively so you have money in the bank when you need it
Have ONE clean financial dashboard (no chaos, no digging through spreadsheets for data)
Get answers to strategic questions so you can make smart decisions and grow your business
Mushky Munitz, co-founder of Munitz & Co., working on financial strategies at her computer, providing real-time business intelligence for mid-sized companies
05
Case Studies

Client Breakthroughs

LE PRESTIGE

General Contractor & Millwork

Gained a system for data collection and fraud controls, preventing $100K/year in losses and maintaining healthy project margins

JOE

GC in Philidelphia

Generated an ROI of $300,000 by streamlining financial processes, achieving full visibility, and improving the estimating process to close more projects

A BISHTER BUILDERS

Construction Company

Improved cash flow planning through better payment terms and clearer allocation of project costs

ISL DECOR

Custom Home Interiors

Implemented a proactive compliance system to avoid $21,000 in potential penalties and maintain ongoing compliance.

RAFI

Real Estate Investor, New York

Began budgeting and managing cash flow, resulting in over $700,000/year available for investment

TOVEEDO

Media Development

Saved 8 hours/week of CEO time and 20+ hours/week of team time

06
Our Difference

We Get Construction

With 8+ years of niche expertise in construction financials. We help you navigate industry-specific headaches complexities like managing tough cash flow cycles, progress billing, retainage, WIP, budgeting, and profit margin management.

Find your weakest financial link →
07
CLIENT STORIES

Our clients say it best!

“They helped me understand my finances clearly and make much healthier financial decisions. It’s the first time I’ve had true visibility into where my money is going.”

Rafi
Real Estate Investor, NY

"It's been great working with Munitz & Co. The reports are clear, well structured and simplified. Communication has been fluid. Most importantly, I don’t have to worry about the books because I know they’re in good hands - That's the real value."

Yossi Chriqui
CEO, Toveedo

"We’ve learned first-hand what it’s like to finally have a great CPA. It’s so helpful when you have someone that will look out for you and guide you along the way during your financial journey."

Tim & Nilah Miles
Real Estate Investors

“They consistently go beyond the box. If something is important to my business, they’ll research it, ask the hard questions, and make sure every decision is financially sound.”

Nathan
Real Estate Investor, NY

I've had the pleasure of working with Mushky and could not be happier that she is on my team!
She is very forward thinking and insightful. She has helped me in numerous ways with my businesses and I couldn't be happier.
I highly recommend Mushky to partner with and am so glad that I did.

Jacob Rauers
Assistant VP, Consulting Practice Director at Robert Half

“Easily advised me on how to solve an accounting problem that I had been concerned about for months. She really becomes a partner in your process of creating your dream business”

Aryeh Gurewitz
Business & Life Coach

“It's been a pleasure working with Munitz & co. They are very knowledgeable and take the time to answer questions and explain things thoroughly. Working with them had made filing taxes a breeze.”

Chaya K.
Business Owner

“Best CPA in town!!! Super responsive and knows her stuff super well!!!!“

Nahum L.
Entrepreneur

“Extremely diligent and efficient!”

Menachem S.
Entrepreneur
Depth of field photo of a happy business man looking at his personalized tax saving strategy.
Shmulie & Mushky Munitz, founders of Munitz & Co., collaborating in their office to deliver financial intelligence and advisory services for small and mid-sized businesses
08
Founders

Meet the Founders

With a passion for breaking through the "you can't do that in construction" myth, Shmulie & Mushky Munitz are the driving force behind Munitz & Co.

Mushky is a CPA with BS in Business and 8+ years of experience, including 8+ years with construction financials. Deep expertise in tax strategy, financial intelligence, and business systems. Mushky translates complex financial data into actionable insights for business owners.

Shmulie is a creative problem-solver and a thought leader in financial education. He helps construction owners dismantle financial chaos and gain clarity. Bridging the gap between bold vision and actionable strategy, inspiring our team and our clients to dreamer bigger and achieve more.

09
FAQ

Here's some of the top questions that might be on your mind.

Will you require me to do a software overhaul?

If you like the software you’re using, we’ll work with what you have and build a system with it. If you’re losing money with the software you’re using now, we’ll point that out and recommend another one.

I’m more comfortable with keeping things in-house.

If your in-house team was managing things so competently, you probably wouldn’t be reading this right now. The truth is, there are many things your team handles very well — even outstandingly. But it can take an expert to fill the gaps and provide the leadership and accountability your team needs. That’s what we do.

I already have an accountant.
Right Arrow

That’s great! An amazing accountant is an asset to any company. What we’ve found is that lots of companies have great accountants but still struggle with cash flow. We work with your company and your existing accountant to solve the problems and make sure you always have cash in the bank when you need it.

If even I can’t get a handle on my books, how can I expect an outsider to do it?
Right Arrow

We appreciate how overwhelmingly complex your business is. But transferring all this information to us may not be as difficult as you’re imagining because 1) We access your software directly, removing the burden of transfer from you, and 2) We have seen it all by now. We catch on quickly. It’s really hard to overwhelm or faze us.

Will working with you mean that things stall while we’re fixing the systems?
Right Arrow

No. In construction, things can never stall. We never suggest that business grinds to a halt for a week, a day, or even an hour. In fact, once you have the correct systems in place, you’ll be able to operate more smoothly and quickly than ever before.

Let's Connect →
General contractor and construction CFO shaking hands on a jobsite at sunset.General contractor and construction CFO shaking hands on a jobsite at sunset.